How do I raise entrepreneurial kids
Strengthening entrepreneurial thinking: this is how it works for your child
Imagine how your child will live in 20 years. So already a young adult.
What do you wish for your child What life should it lead? A common wish from parents is that their child later leads a financially carefree and self-determined life.
Entrepreneurial thinking seems to enable just that. How can we parents strengthen entrepreneurial thinking in our children right now? The question is not that easy to answer.
I'm not a big fan of education myself. That sounds too much like whistle and push-ups as punishment. But maybe we can suggest a direction at certain forked paths in our children's lives. The proposal may be accepted.
The bottom line is that we parents are the best role models and we influence a lot anyway.
Do children learn entrepreneurship at school?
Many assume that discipline and good grades in school are essential for a successful life. After all, a flawless resume and a high academic degree promise a high-paying profession.
I already know from my own experience that your classmates at the time, who regularly received the best grades, are not necessarily the most successful in later life. Because in professional life and in business, different skills are often required than in school
For example be creative, unique ideas are becoming more and more important in our information society. At school, on the other hand, children who perform tasks exactly as specified often get better grades.
Also a healthy assessment Which tasks can be done perfectly and which according to the Pareto principle is important in everyday life. In school, perfection, i.e. grade 1, is set as the highest goal.
And what about the discipline? It also has its downsides: Independent, critical minds are important for our democracy. Above all, these are people who live according to their own ideas and question the instructions of the supposedly superior.
Nothing in the world is more feared than the influence of people who are spiritually independent.Albert Einstein
Much misfortune can happen when commands are carried out in a disciplined manner without thinking.
My children, at least, already fill the part with the indiscipline. It's not always a walk in the park either.
What do we know which skills will be in demand 20 years from now, in the age of artificial intelligence and the increasing interconnectedness of the world? One thing, however, is unlikely to change: The basis for a successful life is self-confidence, the ability to work in a team and entrepreneurial thinking. If your child has one, they are likely to be successful regardless of relationships or degrees.
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Observe your child's strengths without judging
Every child has very individual strengths. Some love to build, others to paint or sing. Often, as a child, we loved what we particularly enjoy doing as adults. Perhaps some parents are disappointed that the child's interests are so different from their own. For example, it makes me unruly friends to paint or to repair something. My child shows little joy or pleasure in it. All parents are probably familiar with the disappointment.
The only advice here can be to take a step back and see objectively what your child enjoys. Your child can only lead a self-determined life if you discover and strengthen this talent together.
Together, think about how you can make money with these strengths.
Some parents find this attitude profane: an activity that the child loves should not be monetized. In this case, it makes sense to critically examine your own attitude to money. What's so reprehensible about making money from something you love? After all, money means that someone else is willing to pay for your skills. What a great appreciation! That strengthens self-confidence.
Entrepreneurs know: Most of the time, money finds its way to you all by itself, when you are helpful to others. For example, your daughter loves being outdoors, especially when it's sunny? Then it could help the neighbor with gardening. Is your son good with animals? Perhaps he would like to take care of the neighbour's cat or dog while they are on vacation.
Ask your child to pay attention to other people's complaints.
Whether at school or having a nice chat in the supermarket: ask your child to pay attention to what other people are complaining about. These don't have to be global problems, just local problems that make everyday life difficult. Now we have to consider together: could you help? What would be fair payment for it? How could you publicize your offer? All of these are the first steps towards entrepreneurship that even the little ones understand. It is no coincidence that successful entrepreneurs were already active as children: some sold music CDs in the schoolyard, others their toys at the flea market.
Once your child is successful, they will want to do more. Money problems would then be a thing of the past.
Teach your child to invest wisely
Of course, children should be able to spend their pocket money and any monetary gifts they like. But what if you have a great wish that you want to fulfill? Then disciplined saving is an important building block for this. Better not to advance the amount! In this way, any learning effect and also the pride of having achieved something on your own evaporates.
As parents, we still have to convey what investing means. An investment is a long-term investment that promises a good return for a carefree life later.
An investment in stocks is particularly suitable for children, as it is particularly profitable and less risky over a long holding period. Your child can also learn a lot about money from stocks, especially if the investment is K-L-U-G: crisis-proof, long-term, comprehensive and tangible.
Coins made of silver or gold are also suitable for adding to the depot. Also a particularly instructive investment.
With pocket money and a child account, your child will learn how to handle money later
Spending their own money independently can give children a lot of confidence. This is possible thanks to pocket money or gifts from relatives. Finally the parents are no longer allowed to intervene!
It is also instructive when your child first has to save up for a heartfelt desire. Money once spent on an impulse purchase is gone and can no longer be used. Your child will learn from this for life!
But is it really necessary to open an account at the bank for this? A sensible alternative to this is a child account with mom or dad.
The advantage of this variant is that it seems too hard for many parents not to fulfill a child's small wish in the supermarket because they have just forgotten their own money at home. The bank is always there! You still keep an accurate record of all incoming and outgoing payments. This is important in order to also consolidate the handling of money.
What are your tips for a successful and financially free life? Is it also entrepreneurial thinking?
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